“We’ve never had a home exactly,” explained Mrs. Phillips, during their journey in the tram. “It’s always been lodgings, up to now. Nice enough, some of them; but you know what I mean; everybody else’s taste but your own. I’ve always fancied a little house with one’s own things in it. You know, things that you can get fond of.” She forced him gently back into his chair, and seated herself upon the floor between his knees. “What were you thinking of when I came in?” she asked. “You weren’t asleep, were you?”!

Arthur Allway was her cousin, the son of a Nonconformist Minister. Her father had taken him into the works and for the last three years he had been in Egypt, helping in the laying of a tramway line. He was in love with her: at least so they all told her; and his letters were certainly somewhat committal. Joan replied to them—when she did not forget to do so—in a studiously sisterly vein; and always reproved him for unnecessary extravagance whenever he sent her a present. The letter announced his arrival at Southampton. He would stop at Birmingham, where his parents lived, for a couple of days, and be in Liverpool on Sunday evening, so as to be able to get straight to business on Monday morning. Joan handed back the letter. It contained nothing else. It was Mrs. Munday, poor soul, who all unconsciously had planted the seeds of disbelief in Joan’s mind. Mrs. Munday’s God, from Joan’s point of view, was a most objectionable personage. He talked a lot—or rather Mrs. Munday talked for Him—about His love for little children. But it seemed He only loved them when they were good. Joan was under no delusions about herself. If those were His terms, well, then, so far as she could see, He wasn’t going to be of much use to her. Besides, if He hated naughty children, why did He make them naughty? At a moderate estimate quite half Joan’s wickedness, so it seemed to Joan, came to her unbidden. Take for example that self-examination before the cheval glass. The idea had come into her mind. It had never occurred to her that it was wicked. If, as Mrs. Munday explained, it was the Devil that had whispered it to her, then what did God mean by allowing the Devil to go about persuading little girls to do indecent things? God could do everything. Why didn’t He smash the Devil? It seemed to Joan a mean trick, look at it how you would. Fancy leaving a little girl to fight the Devil all by herself. And then get angry because the Devil won! Joan came to cordially dislike Mrs. Munday’s God.

“Ivanoff’s,” explained the Human Document. “He was our only child.” “Give him our love,” he said. “Tell him we came together, at the end.” “But why leave it to his son,” argued Joan. “Why couldn’t the old man have set about it himself, instead of wasting thirty precious years?”